Roadmap Builder

A generic client intake for any individual or family — nothing below is tied to one example. Fill in what applies, leave the rest at its default or mark it not applicable, then generate the full goal-by-goal calculation and download the same branded 15-section Word roadmap you'd otherwise build by hand. Load the example any time to see a filled-in sample.

1. Who is this plan for?

This controls whether a spouse section appears below

Individual Couple (joint plan)

Client Details

The primary person this plan is prepared for

Family / client label (for the report title)

Name

Age

Gender

Employment type

Occupation

Residency status

Country (if NRI)

Spouse Details

Shown because "Couple" is selected above

Name

Age

Occupation

Employment type

Currently earning?

Spouse's monthly income (₹)

Spouse's existing personal savings/investments (₹)

N/A

Spouse's existing life/health insurance cover (₹)

N/A

Dependents

Children or other dependents — add as many as needed, or leave empty if not applicable

Income & Cash Flow

Monthly figures, in ₹ — take-home or gross, your choice (flagged in the report)

Client's monthly income

Other income (rental/business/pension)

N/A

Total monthly household expenses

Total monthly EMI / debt outflow

N/A

Willing to start SIP at (min) / month

Willing to start SIP at (max) / month

Expected annual income growth % (optional)

Use default

Resulting monthly surplus is computed automatically from the figures above.

Existing Assets & Investments

SIPs, PPF, EPF, NPS, FDs, real estate, gold, SSY, ULIPs — anything already running

Liabilities

Home loan, car loan, personal loan, education loan, credit card — leave empty if none

Existing Insurance

What's already in place today

Term life insurance

Already have a term life policy

Health insurance

Already have health insurance

Personal accident / critical illness cover

Already have accident/critical-illness cover

Other Financial Goals

Home, vehicle, travel, own wedding, business, debt payoff, wealth creation — beyond retirement and dependents' goals. Leave empty if not applicable.

Retirement Planning

Include retirement planning in this roadmap

Current age

Desired retirement age

Life expectancy

Desired monthly expense in retirement (today's terms)

Existing retirement corpus (EPF/NPS/PPF, ₹ today)

N/A

Emergency Fund

Existing emergency fund (₹)

N/A

Desired coverage

Risk Profile

Self-assessed risk appetite

Investment experience

Notes & Special Circumstances

One per line — shown as bullet points in Section 1 (Family Profile). Leave blank if none.

Advanced: planning assumptions

TEJAS FINSERV standard rates — pre-filled, override per client if needed. Percent fields are whole numbers (8 = 8%).

Default marriage age

Default marriage cost (₹, today)

Default education cost (₹, today)

Education inflation %

Marriage inflation %

Medical inflation %

General inflation %

Equity return %

Debt return %

Annual SIP step-up %

Medical reserve target (₹, today)

Medical reserve build years

Term cover income multiple

Default health floater cover (₹)

Default health super top-up (₹)

Personal accident income multiple

Default critical illness cover (₹)

Financial Roadmap Builder

1. Who is this plan for?

Client Details

Spouse Details

Dependents

Income & Cash Flow

Existing Assets & Investments

Liabilities

Existing Insurance

Other Financial Goals

Retirement Planning

Emergency Fund

Risk Profile

Notes & Special Circumstances